Julio Rugama

Julio Rugama

NMLS# 448522

(619) 500-3055


Julio’s passion is to assist families achieve their home dreams.
Working in lending industry since 2000, Julio has closed over 2,300 loans for a myriad of clients, from first time home buyers to multi-million dollar transactions.
Julio’s work ethic, professionalism, cheerful personality and perpetual optimism allow him to thrive in the mortgage industry. His success stems from the personalized, high level approach taken with every client and every referral source. Through an in-depth focus approach, Julio gets to appreciate his client’s preferences and financial goals that enable him to provide a better more comprehensive service; always placing his clients’ needs first, ensuring the best rates possible and providing a pleasant memorable experience.
His reputation is built on trust and integrity, he is well known for his accessibility post-bank hours and weekends and his main source of business is pleased realtors’ and happy past-clients’ word-of-mouth. También Hablo Español.




También Hablo Español